Full Stack Engineer

Job purpose:

• The Full Stack Developer is responsible for leading the review of digital design and developed solutions with emphasis on maintaining scalable web applications and digital banking solutions.
• This role combines technical expertise with leadership responsibilities, overseeing the full software development lifecycle while ensuring alignment with the bank's strategic objectives, regulatory requirements, and security standards.
• The role will bridge the gap between digital business stakeholders and technical teams, driving innovation while maintaining the highest standards of code quality, system reliability, and operational excellence.

Key responsibilities:

• Oversee the architecture, design, and implementation of both front-end and back-end systems for digital banking applications, including customer-facing portals, internal tools, and API integrations with core banking systems and third-party services.
• Conducting performance reviews, providing technical guidance, and ensuring the team delivers high-quality solutions on time and within budget.
• Manage end-to-end mobile app store operations, including account access, app submissions, releases, testing, monitoring and incident handling across Android and iOS platforms.
• Ensure compliance, security and governance, covering app store policies, data privacy, risk management, documentation and audit readiness.
• Collaborate closely with enterprise architects, business analysts, product owners, cybersecurity teams, and other ICT stakeholders to translate business requirements into technical specifications and ensure seamless integration across the bank's 
• technology ecosystem.
• Establishing and enforcing coding standards, development best practices, and quality assurance processes, including code reviews, automated testing, and continuous integration/continuous deployment (CI/CD) pipelines from digital business.
• Ensuring all development activities comply with central bank regulations, data protection laws, security protocols, and industry standards such as ISO 27001 series, PCI-DSS, GDPR, and relevant financial services regulations.
• Evaluate and recommend new technologies, frameworks, and tools that can improve development efficiency, system performance, and overall customer experience while managing technical debt and system modernization initiatives.
• Mentor a team of full stack developers, fostering a collaborative environment that encourages professional growth and technical excellence. 

Education and Experience:

• A bachelor’s degree in computer science, Software Engineering, Information Technology, or a related field is required. 
• A relevant professional certification (e.g. AWS Certified Solutions Architect, Microsoft Certified: Azure Developer, or Certified Scrum Master) is an added advantage.
• Minimum of 6-9 years of progressive experience in full stack software development, with at least 2 years in management or team lead capacity.
• Experience in banking, financial services, or fintech sector is desirable, with demonstrated understanding of banking systems, payment processing, and regulatory compliance requirements.
• Proven track record of successfully delivering complex, mission-critical applications in enterprise environments, preferably with exposure to core banking systems or digital banking platforms.

Technical Skills:

• Strong proficiency in front-end technologies including HTML5, CSS3, JavaScript, and modern frameworks such as React, Angular, or Vue.js, with experience in responsive design and user experience optimization.
• Extensive experience with back-end development using languages such as Java, C#, Python, or Node.js, and frameworks like Spring Boot, .NET Core, or Express.js.
• Deep understanding of database technologies including relational databases (Oracle, SQL Server, PostgreSQL) and NoSQL databases (MongoDB, Redis), with expertise in database design, optimization, and management.
• Proficiency with RESTful API design and development, microservices architecture, and integration patterns, including experience with API gateways and service mesh technologies.
• Strong knowledge of cloud platforms such as AWS, Azure, or Google Cloud, including containerization (Docker, Kubernetes) and infrastructure as code.
• Experience with version control systems (Git), CI/CD tools (Jenkins, GitLab CI, Azure DevOps), and agile development methodologies.
• Understanding of application security principles, secure coding practices, authentication/authorization mechanisms (OAuth, SAML, JWT), and encryption technologies.
• Familiarity with DevOps practices, monitoring tools, and performance optimization techniques for high-availability banking systems.

Knowledge and Abilities:

• Excellent problem-solving and analytical skills with the ability to break down complex technical challenges and develop pragmatic solutions that balance technical excellence with business needs.
• Ability to work effectively under pressure, manage multiple priorities simultaneously, and maintain composure during critical incidents or system outages.
• Outstanding communication skills with the ability to articulate technical concepts to non-technical stakeholders, prepare technical documentation, and present recommendations to senior management.
• Strategic thinking ability to align technology initiatives with business objectives, anticipate future needs, and contribute to the bank's digital transformation roadmap.
• Commitment to staying current with emerging technologies, industry trends, and best practices through continuous learning and professional development.
• Strong ethical standards and understanding of the importance of confidentiality, data privacy, and integrity in handling sensitive banking information.
• Demonstrated ability to lead, motivate, and develop high-performing technical teams, with strong interpersonal skills and emotional intelligence to manage diverse personalities and skill levels.