Senior Assistant Credit Officer

Our client, a regulated NWDT SACCO based in Nairobi County, seeks to appoint a qualified and experienced individual to the position of Senior Assistant Credit Officer.Position: Sacco Senior Assistant Credit Officer (REF: CBI/SACO/8/26)Reports To: Credit OfficerJob PurposeReporting to the Credit Officer, the role supports the evaluation, processing, and monitoring of member loans in accordance with SACCO policies and procedures, while supporting effective loan recovery, accurate credit administration, timely disbursement, and the maintenance of a healthy loan portfolio.Performance ExpectationsThe successful candidate will be expected to deliver measurable outcomes, including:Effective monitoring and timely follow-up of the loan portfolio and defaulted accounts.Improved recovery of outstanding member obligations and adherence to agreed repayment arrangements.Accurate and timely preparation of debtor records, aging analysis and credit reports.Timely processing of loans in accordance with the SACCO’s service standards and policies.Effective administration of check-off arrangements, including follow-up with employers.Accurate and compliant CRB listing and delisting processes.Effective coordination with external debt collectors, service providers and other recovery partners.Timely identification of debt trends and recommendation of appropriate preventive and recovery measures.Compliance with applicable financial regulations and the SACCO’s credit policies and procedures.Key ResponsibilitiesMonitor the loan portfolio and follow up defaulted loans through appropriate recovery channels.Follow up outstanding payments through calls, emails and formal correspondence and negotiate appropriate repayment arrangements.Prepare and maintain accurate debtor records, aging analysis and recovery information.Prepare and submit credit and recovery reports to the Credit Officer and provide relevant debt status information for audit and financial reporting.Prepare and submit check-off data to employers and follow up to...